Melio
Simplifying Business Payments
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Simplifying Business Payments
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Networks
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Payment Methods
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30 daysLaunch Year
2018Country
Melio is a fintech firm dedicated to creating digital payment tools for small and medium-sized enterprises. Established in 2018, its mission is to make managing payables and receivables simpler and more efficient, giving businesses enhanced control over their financial operations.
Through an intuitive platform, companies can settle invoices with vendors and suppliers digitally. It facilitates payments via bank transfer (ACH) or credit card, offering the card option even when a payee doesn't typically accept it. This adaptability helps firms better manage their cash flow and can allow them to benefit from credit card rewards. The service also extends to making cross-border payments to international partners.
A key strength of Melio is its ability to connect smoothly with widely-used accounting platforms like QuickBooks and Xero. This integration automates transaction syncing, cutting down on manual work and associated errors. For added convenience, a mobile app lets users authorize and monitor payments from anywhere.
The platform includes several tools to support operational efficiency, such as configurable payment approval chains, the ability to scan and digitize paper bills, and virtual cards for secure online spending. These functions work together to create a more streamlined and orderly financial workflow.
Since its founding, Melio has achieved considerable market growth. In a Series E round concluded in November 2024, the company secured $150 million, raising its total investment to $638 million across six funding rounds. Its investor group features prominent names like Fiserv, Shopify, Capital One Ventures, Accel, and Bessemer Venture Partners, among others. This strong financial support highlights investor belief in the company's strategy and future prospects.
By continually innovating to meet the distinct requirements of SMBs, Melio has become a significant competitor in the B2B payments sector. Its focus on simplifying financial tasks with flexible tools helps businesses operate more effectively, supporting their long-term development and stability.
Melio also runs an affiliate program where partners can receive commissions for introducing new clients to its platform. Affiliates have the potential to earn up to $600 per successful referral, with compensation varying based on the referral type and the resulting customer activity. The program incentivizes the recruitment of both SMBs and accounting professionals.

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